gold coast team
POWERED BY
NEXA Mortgage Company LLC
gold coast team
POWERED BY
Linda Hall
ABOUT
Linda has 4 decades of experience, covering many positions such as originating branch manager, underwriter, processor, and funder. Her attention to detail and problem-solving skills are key to ensuring smooth transactions. Linda loves the ocean, whether it’s on a beach, a boat, or scuba diving.
Yvette Gonzales
ABOUT
Yvette has 3 decades of mortgage experience. She has extensive new construction, first-time home buyer, investor, and down-payment assistance loan experience. She works hard to deliver a great experience for all our clients. Yvette is a huge music fan, so don’t be surprised if you bump into her at a concert.
Chad Cockerell
ABOUT
Chad is a second-generation loan originator with 4 decades of experience. He loves to educate and coach buyers and homeowners on how to make the best choices for their future. He is excited about all the loan options that NEXA Mortgage offers from 250+ lenders. Chad likes to hike and be in nature when he can (hence all the nature in our social media videos).
LOAN PRODUCTS WE OFFER
Mainstream Loan Products
Conventional
Jumbo
FHA
VA
USDA
Reverse mortgage loans for purchase transactions, refinances, or stand-alone seconds (behind a good first mortgage).
Niche Loan Products!
Free down payment assistance program with a forgivable grant. Not just for first-time buyers!
Bank statement programs-12 & 24 months. We can use up to 90% of the deposits with a CPA letter.
1099 only loans. We can use up to 90% of the 1099 with a CPA letter.
Borrower-prepared P&L for income documentation.
CPA-prepared P&L for income documentation.
No ratio for owner-occupied purchases. No employment or income documentation is needed. 20% down + 12 months’ reserves are required, but a down payment can be gifted.
Blanket financing for investors with many homes.
DSCR-an investor program with no personal income documentation needed. Rents are used to qualify for the loan.
DSCR NO RATIO-borrowers only need excellent credit and 25% down. This is great for properties in California that do not cash flow well.
Asset utilization for high net-worth individuals. No employment or income documentation is needed.
ITIN loans for borrowers with no Social Security numbers.
Renovation loans for conventional, FHA, and VA loans. Can buy and rehab up to 4 units (need to owner-occupy for FHA and VA).
Bridge loans.
Fix and flip construction money.
Hard money.
Niche Commercial Loan Products!
Fix & flip construction money
SBA loans
Multi-family buildings 5+
Business lines of credit
Hard money
Please let us know your unique scenarios so we can help you close more transactions.
EQUAL HOUSING LENDER
NEXA Mortgage Company LLC is an Equal Housing Lender
W Ray Road, Suite 201, Office #209
Chandler, AZ 85226
NMLS #16606903100